George Morrill

Senior Loan Officer

Phone: (617) 785-0830
Email: gmorrill@emcaplending.com

George Morrill joined EMCAP in 2021 as a Senior Loan Originator and is responsible for originating new lending opportunities throughout New England. George has over 20 years of experience in the commercial real estate finance business, 15 of which were spent as a private lender.

Prior to joining EMCAP Lending, George has served as

Loan Originator with Grand Coast Capital Group
Associate with The Grossman Companies, Inc.
Asset Manager with Tremont Realty Capital in Boston
Director of Lending at Wellesley Capital Corporation
Loan Acquisitions Officer at Capital Crossing Bank

George earned his BS degree from Cornell University and his MBA at the Babson College – Franklin W. Olin Graduate School of Business.

George is currently Vice Chairman of the Select Board in the Town of Sherborn, MA and previously served as Chairman of the Town Finance Committee.

HARD MONEY LOAN CALCULATOR

Please feel welcome to use our Loan Simulator to determine the numbers for your next real estate investment project.

Step 1: Input your information for

Purchase/Refinance Amount:
Renovation/Construction:
Estimated After Repair Value (ARV):

Step 2: Submit your figures to me for evaluation.

Or, you are welcome to call me any time at 1-833-56EMCAP.

Purchase/Refinance Amount:

Renovation/Construction:

Estimated After Repair Value (ARV):

ARV % - Can't exceed 70% of Value
Total Cost:
Loan-to-Cost (LTC) - Can't exceed 85%

Sources & Uses

Overall Sources	$
Borrower Cash at Closing
EMCAP Loan
TOTAL SOURCES
Uses	$
Purchase/ Refinance Amount
Est. Closing Costs/Points (2.5% of Loan)
Renovation Escrow
TOTAL USES (COST)
@ Closing Sources	$
Borrower Cash at Closing
EMCAP Funded Amount @ Closing
TOTAL SOURCES
@Closing Uses	$
Purchase/ Refinance Amount
Est. Closing Costs/Points (2.5% of Loan)
TOTAL USES (COSTS)
Post-Closing Sources	$
Borrower Cash
EMCAP Renovation Escrow
TOTAL SOURCES
Post-Closing Uses	$
Purchase/ Refinance Amount
Est. Closing Costs/Points (2.5% of Loan)
Renovation Escrow
TOTAL USES (COSTS)

I am standing by to evaluate your deal and discuss how I can help you secure your funding.

Borrower Name:

Property Address:

Philip Swanson

2021-12-11

Great experience with Bryan. Would recommend. Stayed in close contact throughout the project to make sure things were moving smoothly.

Jim Moore

2021-12-09

The most utterly professional group of people I have ever worked with. Their knowledge of the hard money business is unsurpassed. Highly recommend Emcap Lending.

Joe Currier

2021-02-19

Professional, efficient and great communication response

Mike Fuller

2020-06-15

I went with EMCAP due to my senior representative and the trust I've built with him in the past. What I also really like about EMCAP were a couple of the cost savings measures that were put in place that other hard money/private lenders do not. These lenders are so boiler plate. However, EMCAP has the little things that separate them from the others. They have ways to help keep cash in your pocket during the project.

Michael Lefavor

2020-06-14

Great private money lender!!! I have been using them for over three years now and have completed numerous projects using their financing. They lend on a variety of deals, I’ve done multi family flips, new construction, and fire damage rehab. There are two things I like most with Emcap 1. They can close a deal fast... a lot of private money say they can, but from my experience they can’t. Emcap closes. 2. Draw requests. They get you your rehab money funded into your account fast! I have had an inspector out at my project in the morning and funds were in my account by the end of the day. I would highly recommend using them for your next project. Friendly knowledgeable staff that go the extra mile to get your deal done. Every flipper give them a shot!

Anthony Autiello

2020-06-09

Michael Bucci

2020-06-08

Professional, practical and personable

Timothy Hart

2020-06-08

Anthony Marcello

2020-06-08

Marissa D'Angelo

2020-06-02