A Private Lender Providing Asset Based Lending (ABL) for Real Estate Investments

Hard Money Loans Made Easy

Recent Transaction

Loan Amount:$310,000

Loan Type:Bridge Loan

Approval Time: 48 hours

Loan Purpose:Investment Property Acquisition

Recent Transaction

Loan Amount:$435,000

Loan Type:Renovation Loan

Approval Time: 72 hours

Loan Purpose:Fix and Flip Renovation

Recent Transaction

Loan Amount:$485,000

Loan Type:Construction Loan

Approval Time: 72 hours

Lot Purchase and Construction:New Residential Construction

Recent Transaction

Loan Amount:$811,500

Loan Type:Refinance

Approval Time: 1 day

Loan Purpose:Refinance Existing Hard Money Debt

Backed by a second generation, vertically integrated real estate investment and services firm with over six decades of experience. 

EMCAP is a private, ‘hard money’ lender specializing in short-term, first mortgage bridge financing for all types of real estate. We lend on non-owner occupied investment properties as a solution to investors that require speed and execution not found in traditional lending.

Our borrowers include house flippers, real estate developers, home builders, and commercial property owners. EMCAP is the private lending affiliate of Procaccianti Companies. With over six decades of experience and more than $10 Billion of transactions under our belt, you bet we know real estate – and we’ve made private real estate lending simple.

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For Loan Guidelines

Fast

We can approve loans in less than 48 hours, close in 7 business days, and fund draws in 1-3 days.

No Hassle

Common-sense underwriting, no tax returns or bank statements needed, no appraisals on SFR and Multifamily.

Trustworthy

We have never backed out of a loan that we’ve committed to and 75% of our loans are with repeat borrowers.

Service

EMCAP prides itself on fast, reliable service. Our staff is always accessible to assist with loans and loan scenarios.

Who Borrows from EMCAP?

EMCAP is a private, ‘hard money’ lender specializing in short-term, first mortgage, asset based loans (ABLs) for all types of real estate. We lend on non-owner occupied investment properties as a solution to investors that require speed and execution not found in traditional lending. Our borrowers include house flippers, real estate developers, home builders, and commercial property owners.

Renovation

Our renovation loan is for investors looking to fix and flip or fix and hold a property. Our renovation loan program helps borrowers get in & get out of the deal quickly while maximizing profit. Unlike most lenders, we allow borrowers to act as their own general contractor.

Ground-Up Construction

Our niche is ground-up construction. We help home builders & real estate developers get through the construction process faster than a traditional lender. We will fund 100% of construction and interest is calculated only on the drawn balance, not the full loan from day 1.

Commercial Bridge

We offer bridge loans to residential and commercial investment property owners who need a “bridge” to a sale or eventual refinance with a conventional loan. We lend on hospitality, office, industrial, and more. We have an experienced team of originators who specialize in commercial bridge loans.

RECENT TRANSACTIONS

Here are some recent transactions from our hundreds of successful loans.

Loan Amount: 

$2,220,000

Loan Type:

Commercial Bridge

Property Location:

Cape Cod in Massachusetts

Loan Amount: 

$525,000

Loan Type:

Renovation Loan

Property Location:

Southern Maine

Loan Amount: 

$157,500

Loan Type:

Commercial Bridge

Property Location:

Southern Maine

Loan Amount: 

$605,000

Loan Type:

New Construction

Property Location:

Southern Maine

Trust is the foundation of great service

Traditional lenders simply can’t compete with our proven ability to underwrite loans and close quickly. Our principals have been in real estate development and lending for over 30 years. We know real estate and believe in helping borrowers create value to maximize upside.

Features

✓ Trust

✓ Accuracy

✓ Confidentiality

✓ Expertise

✓ Experience

✓ Professional

EMCAP Lending News

Encouraging Signs for the Fix and Flip Market

Encouraging Signs for the Fix and Flip Market

Encouraging Signs for the Fix and Flip Market If you’ve been involved with the real estate industry in the past year or so, you know it’s been a series of drastic ups and downs. With the market all but freezing in March of 2020, the industry snowballed with intensity...

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